Why You Need Critical Illness Insurance
Critical illness insurance is a type of supplemental coverage that pays a lump sum benefit directly to you if you are diagnosed with a covered illness. This money can be used to help pay bills, provide money for lost income and, to help cover out of pocket medial exposures like deductibles & co-insurance. This lump sum cash benefit is not assigned to the hospital or any doctor. It is sent to directly to you and, it is your decision on how this money is used.
Here are the facts:
720,000 Americans suffer a heart attack annually, and somebody has a stroke every 40 seconds. There is a 33 percent chance for both men and women of developing cancer in their lifetimes. Just as troubling is the fact that 66% of all bankruptcies in the United States are tied to large unpaid medical bills. Unexpected, unaffordable medical bills can wreak havoc on your personal finances and health. With critical illness insurance, you can prevent this from happening.
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