Protect and Grow Your Money During a Bear Market

​One instrument that can benefit retirement savers in a bear market is a “Fixed Indexed Annuity”. Not only do they offer principal protection and do well in down-market periods. Another nice feature of fixed index annuities is their growth potential. Your money can earn more interest than just the fixed interest rate you would receive with a traditional fixed annuity or CD.

An Indexed Annuity can be linked to an underlying financial benchmark, like the S&P 500 price index. Some companies recently have added another index for their customers called the Credit Suisse Index. Which is a conservative index based off of bonds and gold and other indices that do well during volatile times like we are in now. 

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